Dump Truck Insurance
Coverage for Dump Trucks Used By Your Business
How Can GAIN Insurance Help You?
GAIN Insurance Agency can help you get the best semi truck insurance policies for your dump truck if you’re an independent owner/operator or your fleet of vehicles if you’re a motor carrier or trucking company.
GAIN Insurance Gets You Better Semi Truck Insurance Rates
Brokers from GAIN insurance Agency specialize in getting the perfect insurance levels at rates that meet our customers’ budget. Our agents can help you optimize your policy as an independent owner/operator of a dump truck or as a business owner employing multiple vehicles.
Businesses that own and deploy one or more dump trucks should purchase good quality dump truck insurance, as well as independent owners or private truckers with dump trucks who are operating under their own authority. Dump trucks usually haul aggregate—a sedimentary compound that consists of dirt, mulch, gravel, rock, asphalt and concrete in various combinations. They can be used in construction capacities, waste removal and more. For a full list of the commercial vehicles we insure in addition to dump trucks, please check out our main semi truck insurance page.
More About Our Dump Truck Coverage
- Primary liability coverage
- Bodily injury
- Property damage
- Medical payments
- Physical damage
- Uninsured motorists
- Non-trucking liability
Riders Designed for Dump Trucks
- Bottom up or side dump trailer coverage
- Aggregate haulers motor truck cargo
Our Services & Coverages
See What Our Services Cover & Entail
Commercial General Liability protects you against claims of liability arising from your business pursuits that are not auto related like on premise operations, liable and slander, products, and completed operations.
Get in touch if with Gain Insurance Agency now if you need this type of insurance and protect yourself today!
Auto Liability insurance is the most basic form of our commercial truck insurance. Similar to our other common auto insurance policies, this liability insurance is the core of any truck insurance policy and is intended to protect injuries to other people and damages to property that may result from accidents on the road.
In many cases, primary trucking liability insurance is the only type of truck insurance required by Federal law. Every truck driver operating on the highway in the United States is required to carry proof of financial responsibility in the form of primary trucking liability insurance.
Remember that auto liability insurance is designed to be just that – the most minimalist form of truck insurance allowed by law. Be aware when crafting your commercial truck insurance policy with an agent that primary liability will not cover damage to your own vehicle.
Get in touch with an agent for more info on auto liability insurance and free truck insurance quotes!
Motor Truck Cargo
Gain Insurance agents can help you get the motor truck cargo insurance you need, no matter what type of freight or regulated materials you’re hauling. There’s lots of variety when it comes to cargo insurance because freight that commercial trucks carry can vary from dry goods to hazardous materials.
Cargo insurance isn’t always required by law, depending on the capacity your business is running. But most customers in the shipping industry will demand it, even for general freight or dry goods.
More specialized cargo insurance exists for fragile or perishable cargo such as that transported by reefer (refrigerated trailers) or hazardous materials (hazmat) like toxic or explosive gas and liquids.
Minimum coverage amounts for these types of cargo is typically mandated by state or federal regulations.
Get in touch with an agent for more info on motor cargo insurance policies and free truck insurance quotes!
Physical damage insurance is crucial to include when choosing your truck insurance policies. Our physical damage insurance is included with comprehensive plans (Semi Truck Insurance, Flat Beds, Tow Trucks, etc.) and is beneficial to any trucking insurance
Though the law typically only requires trucking liability insurance, physical damage is important to assure that you maintain peace of mind in the event your own vehicle gets damaged.
Physical damage insurance is almost always available to any trucking insurance policy and is essential in order to protect your own equipment fro unexpected events such as fire, theft, vandalism and other disasters as well as your business—physical damage insurance policies are designed to cover your own vehicle, not just damage to others.
Get in touch with an agent for more info on physical damage policies and free truck insurance quotes!
Bobtail insurance covers damage that might occur in an accident while using your truck recreational, off the job site, at the service station or any other application when you’re not operating under a trucking company’s authority.
The trucking industry is extremely diverse and trucking insurance is built to match that diversity among specialty vehicles and their applications.
This is done by tailoring trucking liability insurance and physical damage coverage to a variety of employment situations and trucking applications.
The commercial truck insurance that motor carriers purchase covers their employees for the most part, but it’s important to recognize that about 315,000 truck drivers on the road in the U.S. are independent contractors.
It is estimated that there are about 3.5 million truck drivers employed in the United States and a solid 9% of them are independent owner/operators that need their own commercial truck insurance policies.
Get in touch with an agent for more info on bobtail insurance and free truck insurance quotes!