Flat Bed Truck Insurance

Coverage for Big Trucks, Tractor Trailers and More!

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How Can GAIN Insurance Help You?

Big truck insurance plans can include anything from basic trucking liability insurance, the minimum core truck insurance policy required by law, up to comprehensive coverage policies, which insure your vehicle against physical damage that may occur from numerous disasters—not even exclusive to traffic accidents – up to coverage amounts you pre-select. Big truck insurance works the same way as other forms of commercial truck insurance, except that it protects the biggest, strongest, toughest vehicles in the commercial trucking industry. For a complete list of vehicles we insure and more information on covering your specific truck, visit our main semi truck insurance page.

GAIN Insurance Gets You Better Tractor Trailer Insurance

For companies operating the big daddies of the trucking industry, including tractor-trailers, logging trucks, cranes, triple-wides, cement trucks, flatbeds, and armored trucks, insurance is a huge concern. These motor carriers will likely need to purchase big truck insurance for their vehicles, which essentially entail basic liability and physical damage truck insurance with special provisions built in to protect their larger-scale applications and subsequent additional risk. The larger the truck, the more damage it can potentially create. That’s why many of these big trucks are more deeply regulated by legislation and required to have a specialized insurance policy. Some insurance companies won’t even offer tractor trailer insurance for these bad boys because the public risk is greater than when dealing with typical semi trucks. Additionally, claims and payouts can be extremely high compared to those with other commercial trucking vehicles. But Gain Truck Insurance does.

Additional Coverage

Get the best tractor trailer insurance for your business, your employees, and for your over sized vehicles with big truck insurance policies form Gain Truck Insurance. In order to best protect your livelihood, it is often necessary to obtain cargo insurance and trailer insurance where applicable with the use of large commercial vehicles. The cargo and trailer are oftentimes considered to be separate from the truck and need additional coverage along with primary trucking liability and physical damage commercial trucking insurance. Also, look at our comprehensive insurance plans in order to fully protect your vehicle and business. Comprehensive coverage pays out regardless of who is at fault for an accident, and protects against damages that happen off the road, such as fire, theft, or vandalism.

Our Services & Coverages

See What Our Services Cover & Entail

Commercial Liability

Commercial General Liability protects you against claims of liability arising from your business pursuits that are not auto related like on premise operations, liable and slander, products, and completed operations.

Get in touch if with Gain Insurance Agency now if you need this type of insurance and protect yourself today!

Auto Liability

Auto Liability insurance is the most basic form of our commercial truck insurance. Similar to our other common auto insurance policies, this liability insurance is the core of any truck insurance policy and is intended to protect injuries to other people and damages to property that may result from accidents on the road.

In many cases, primary trucking liability insurance is the only type of truck insurance required by Federal law. Every truck driver operating on the highway in the United States is required to carry proof of financial responsibility in the form of primary trucking liability insurance.

Remember that auto liability insurance is designed to be just that – the most minimalist form of truck insurance allowed by law. Be aware when crafting your commercial truck insurance policy with an agent that primary liability will not cover damage to your own vehicle.

Get in touch with an agent for more info on auto liability insurance and free truck insurance quotes!

Motor Truck Cargo

Gain Insurance agents can help you get the motor truck cargo insurance you need, no matter what type of freight or regulated materials you’re hauling. There’s lots of variety when it comes to cargo insurance because freight that commercial trucks carry can vary from dry goods to hazardous materials.

Cargo insurance isn’t always required by law, depending on the capacity your business is running. But most customers in the shipping industry will demand it, even for general freight or dry goods.

More specialized cargo insurance exists for fragile or perishable cargo such as that transported by reefer (refrigerated trailers) or hazardous materials (hazmat) like toxic or explosive gas and liquids.

Minimum coverage amounts for these types of cargo is typically mandated by state or federal regulations.

Get in touch with an agent for more info on motor cargo insurance policies and free truck insurance quotes!

Physical Damage

Physical damage insurance is crucial to include when choosing your truck insurance policies. Our physical damage insurance is included with comprehensive plans (Semi Truck Insurance, Flat Beds, Tow Trucks, etc.) and is beneficial to any trucking insurance

Though the law typically only requires trucking liability insurance, physical damage is important to assure that you maintain peace of mind in the event your own vehicle gets damaged.

Physical damage insurance is almost always available to any trucking insurance policy and is essential in order to protect your own equipment fro  unexpected events such as fire, theft, vandalism and other disasters as well as your business—physical damage insurance policies are designed to cover your own vehicle, not just damage to others.

Get in touch with an agent for more info on physical damage policies and free truck insurance quotes!

Bobtail Liability

Bobtail insurance covers damage that might occur in an accident while using your truck recreational, off the job site, at the service station or any other application when you’re not operating under a trucking company’s authority.

The trucking industry is extremely diverse and trucking insurance is built to match that diversity among specialty vehicles and their applications.

This is done by tailoring trucking liability insurance and physical damage coverage to a variety of employment situations and trucking applications.

The commercial truck insurance that motor carriers purchase covers their employees for the most part, but it’s important to recognize that about 315,000 truck drivers on the road in the U.S. are independent contractors.

It is estimated that there are about 3.5 million truck drivers employed in the United States and a solid 9% of them are independent owner/operators that need their own commercial truck insurance policies.

Get in touch with an agent for more info on bobtail insurance and free truck insurance quotes!

Other Truck Insurance Coverage We Offer

Flat Bed Truck Insurance Not Right For You? See What Else We Have To Offer!