Tanker & Pump Insurance

Coverage for Hazardous Material Cargo Haulers

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How Can GAIN Insurance Help You?

GAIN Insurance Agency can help you get the best tanker and pump insurance policies for your business if you’re an independent owner/operator or for your fleet of vehicles if you’re a motor carrier or trucking company.

GAIN Insurance Gets You Better Tanker & Pump Insurance Rates

Hazardous materials insurance is necessary provision for trucks that haul dangerous cargo.  Hazardous materials insurance is usually required by law in various amounts depending on the cargo.

When selecting the ideal commercial trucking insurance, it is important to understand the regulations and legislation regarding particular cargo.

In order to transport common dry goods, which are safe and don’t risk spoilage, combustion or toxicity, general freight insurance is usually ideal coverage.

Hazmat Cargo Haulers

But some potentially dangerous freight, termed “hazardous materials,” has additional restrictions on how it can be transported, as well as the type of policy used to insure it. These types of cargo are highly regulated by state and federal laws for public safety.

As a result, commercial trucking insurance related to this type of freight is often mandated by law to provide coverage amounts that exceed $1 million, (imagine the potential cost of damages of a fuel tanker exploding on a busy highway).

Talk to an agent for more information about your state laws and regulated coverage amounts.

Remember when picking commercial trucking insurance that the minimally required primary liability plans do not include cargo insurance or trailer insurance. Make sure you have the necessary coverage to safely insure your livelihood or business in all facets.

In addition to hazardous materials insurance and general freight cargo insurance, you can also purchase other types of cargo insurance for specialty vehicles. Produce insurance, for example, is designed for those who mainly transport produce and want to insure against it spoiling or going bad. Moving truck insurance is designed for household goods haulers operating in residential areas.

Our Services & Coverages

See What Our Services Cover & Entail

Commercial Liability

Commercial General Liability protects you against claims of liability arising from your business pursuits that are not auto related like on premise operations, liable and slander, products, and completed operations.

Get in touch if with Gain Insurance Agency now if you need this type of insurance and protect yourself today!

Auto Liability

Auto Liability insurance is the most basic form of our commercial truck insurance. Similar to our other common auto insurance policies, this liability insurance is the core of any truck insurance policy and is intended to protect injuries to other people and damages to property that may result from accidents on the road.

In many cases, primary trucking liability insurance is the only type of truck insurance required by Federal law. Every truck driver operating on the highway in the United States is required to carry proof of financial responsibility in the form of primary trucking liability insurance.

Remember that auto liability insurance is designed to be just that – the most minimalist form of truck insurance allowed by law. Be aware when crafting your commercial truck insurance policy with an agent that primary liability will not cover damage to your own vehicle.

Get in touch with an agent for more info on auto liability insurance and free truck insurance quotes!

Motor Truck Cargo

Gain Insurance agents can help you get the motor truck cargo insurance you need, no matter what type of freight or regulated materials you’re hauling. There’s lots of variety when it comes to cargo insurance because freight that commercial trucks carry can vary from dry goods to hazardous materials.

Cargo insurance isn’t always required by law, depending on the capacity your business is running. But most customers in the shipping industry will demand it, even for general freight or dry goods.

More specialized cargo insurance exists for fragile or perishable cargo such as that transported by reefer (refrigerated trailers) or hazardous materials (hazmat) like toxic or explosive gas and liquids.

Minimum coverage amounts for these types of cargo is typically mandated by state or federal regulations.

Get in touch with an agent for more info on motor cargo insurance policies and free truck insurance quotes!

Physical Damage

Physical damage insurance is crucial to include when choosing your truck insurance policies. Our physical damage insurance is included with comprehensive plans (Semi Truck Insurance, Flat Beds, Tow Trucks, etc.) and is beneficial to any trucking insurance

Though the law typically only requires trucking liability insurance, physical damage is important to assure that you maintain peace of mind in the event your own vehicle gets damaged.

Physical damage insurance is almost always available to any trucking insurance policy and is essential in order to protect your own equipment fro  unexpected events such as fire, theft, vandalism and other disasters as well as your business—physical damage insurance policies are designed to cover your own vehicle, not just damage to others.

Get in touch with an agent for more info on physical damage policies and free truck insurance quotes!

Bobtail Liability

Bobtail insurance covers damage that might occur in an accident while using your truck recreational, off the job site, at the service station or any other application when you’re not operating under a trucking company’s authority.

The trucking industry is extremely diverse and trucking insurance is built to match that diversity among specialty vehicles and their applications.

This is done by tailoring trucking liability insurance and physical damage coverage to a variety of employment situations and trucking applications.

The commercial truck insurance that motor carriers purchase covers their employees for the most part, but it’s important to recognize that about 315,000 truck drivers on the road in the U.S. are independent contractors.

It is estimated that there are about 3.5 million truck drivers employed in the United States and a solid 9% of them are independent owner/operators that need their own commercial truck insurance policies.

Get in touch with an agent for more info on bobtail insurance and free truck insurance quotes!

Other Truck Insurance Coverage We Offer

Tanker & Pump Truck Insurance Not Right For You? See What Else We Have To Offer!